1) Income Funds - usually are characterised as providing consistent income to investors. These Funds invests in income-producing stocks or bonds or combination of both. Bond funds, equity funds and money market funds are included into this category.

2) Growth funds - generally are more aggresive than income funds but have the possibility or earning higher returns by focusing on the objective of long-term capital appreciation rather than income producing or short - term gain. Example small caps funds, commodity funds, index funds and gold funds.

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Invest regularly with our performing funds for financial growth!!!

A sustainable and strategic Investment portfolio always has the right base, core funds with consistent performance. At CIMB-Principal, we recommend asset allocation solutions that properly balance your risk tolerance with your potential return expectations and optimise your hard-earned money.

• Stability : Funds do not follow trends, but focus strong fundamentals to deliver long-term results
• Security : Regular investment saving into these consistent performers will result in a solid retirement base
• Simpicity : Straightforward, diversified funds that are easy to understand and hence invest in
• Result : Consistent performance over the long term

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source: Lipper & MorningstarDirect

• **3 Years - 29/07/2005 - 31/07/2008
• *** 5 Years - 31/07/2003 -31/07/2008

For more info kindly contact me at 019-3649613 or email murtaza@cimb-wealthadvisors.info